Want to borrow at a lower interest rate? Secured loans enable you to use your savings or other investments as collateral. Secured loans do not require credit approval.

Share Secured Loan
Borrow against your Prime Shares for 3% APR over the dividend rate for up to 5 years financing.

Certificate Secured Loan
Borrow against your Certificate for 3% APR over your Certificate Rate for the term of the Certificate.

Apply Now!

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

  • Visa Credit Cards

    Start Fresh with a Smarter Rate 

    Exclusive Balance Transfer Offer For Visa Cardholders!

  • Reel Cash

    Introducing Reel Cash

    A smarter way to borrow! Roll credits on payday stress!

    Learn More

  • Fraud Education & Prevention

    Fraud Education & Prevention

    Trusted information from your credit union regarding fraud and scams.

    Learn More

  • GreenPath

    Your Path to a Bright Financial Future

    Achieve financial health and wellness with GreenPath Financial Wellness.

  • Credit Builder Loan

    Build Your Future

    Boost your credit and your savings with our Credit Builder Loan.

    Learn moreabout our wildfire resources

  • 3Q24 Drive Yourself to Lower Rate

    Drive Yourself to a Lower Rate!

    Refinance your auto loan and save up to 2%*!

    Learn more about refinancing your auto loan and saving money

  • Zelle A fast and easy way to send money right from your account.

    Send and Receive Money with Zelle®

    A fast and easy way to send money right from your account.

  • Wicked
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