Home Loan Center

In the market to purchase a new home? Looking to refinance your mortgage? UCSCU offers a wide range of home loan products to fit your needs.

Start the Application Process Check Current Rates Resources

Helpful Information about the Mortgage Loan Process

Are you Ready to Buy?

Glossary of Mortgage Terms

Taking Title

Choosing the Right Mortgage

Get Pre-qualified

The Mortgage Loan Process

Closing Costs

Refinancing

Your Credit History

Types of Mortgage Loans

Home Equity Lines of Credit

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

Drive Yourself to a Lower Rate!
Refinance your auto loan and save up to 2%*!
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You May Be Pre-Approved!
Pocket a great rate! PLUS! Enjoy 6.90% APR* with NO FEES on balance transfers! Limited time only!
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DoubleCheck Coming Soon!
The information you need. The control you deserve
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Scale-Up Rewards
Earn 5.25% APY* with our 11-month certificate special!
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Transform Your Home!
Fund your remodel with a HELOC!
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Get to the Finish Line Faster!
Exclusive Balance Transfer Offer For Visa Cardholders!
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Join Us and Bank With The Stars!
Online Membership Application Now Available!
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Send and Receive Money with Zelle^®
A fast and easy way to send money right from your account.
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What Rewards Will You Choose?
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