Share Draft (Checking)

A share draft (checking) account is more than just a way to pay your bills. Use it as a means to organize your finances. Enjoy our features like online banking & bill pay, plus the convenience of overdraft protection, and ATM access to over 25,000 surcharge-free CO-OP ATMs nationwide.

Celebrity Share Draft:

  • $25 minimum deposit to open
  • $9 monthly fee
  • $5,000 average daily balance or $50,000 average daily balance or combined balance of $10,000 across all deposit accounts to waive account fee
  • Minimum balance of $100 is required to earn interest
  • Interest is compounded and paid monthly on the average daily balance

Premier Share Draft:

  • $25 minimum deposit to open
  • $8 monthly fee
  • $500 minimum deposit or $500 average daily balance or combined balance of $10,000 across all deposit accounts to waive account fee
  • Minimum balance of $100 is required to earn interest
  • Interest is compounded and paid monthly on the average daily balance

Universal Share Draft:

  • $25 minimum deposit to open
  • $7 monthly fee
  • $500 minimum monthly deposit to waive account fee
  • No minimum balance requirement
  • No interest earned

Open a Checking Account Today!

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

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