Exclusive for Visa cardholders – 6.90% APR on balance transfers to help you focus on what matters.* 

Ready to lift your finances higher? With our Balance Transfer Offer, you can consolidate your debt and start fresh—all while saving money. 

Ready to start? 

Apply Now!

You can also call us at (888) FOR-MYCU or stop by our branch for more information! 

UCSCU Red Carpet Rewards
Find out how rewarding life can be—Join Red Carpet Rewards now and earn points for all your purchases, big and small! From groceries to fuel to utility bills, your everyday purchases will really pay off!

*APR=Annual Percentage Rate. Balance transfers must be made to other lenders by a UCSCU Representative. Cash advance, convenience checks, and purchase transactions are not eligible for promotional APR. Promotional balance transfer APR is applicable only to fixed and variable rate consumer Platinum Visa Credit Cards. Classic and Celebrity Visa Credit Cards are not eligible for the promotion at this time. Interest will be charged from the transaction date. Balance transfers cannot be made from a UCSCU Visa Credit Card to another UCSCU loan or credit card. Transfers must be posted to your credit card balance by July 31, 2026, to be eligible for the promotion. Promotional offer may end at any time without notice. Not valid with any other offers. Rates and terms are subject to change and current underwriting guidelines. Additional restrictions may apply. See credit union for full terms and conditions.

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

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