Loan Rates

Rates current as of and subject to change at any time.

Vehicle LoanAvailable TermsAPR*
New Automobiles, Trucks, Vans up to 84 months as low as 3.00%*
Used Automobiles, Trucks, Vans up to 72 months as low as 3.25%*
New/Used RV's & Boats up to 180 months 5.75%*
New/Used Motorcycles, ATV's&Watercrafts up to 66 months 5.50%*
Personal Loans & Lines of CreditAvailable TermsAPR*
Certificate Secured Loan
100% of Certificate
($500 minimum)
Up to 48 months. Prior to Certificate Maturity Certificate Rate +3%
Share Secured Loan
100% of Share Account ($500 minimum)
Up to 84 Months Dividend Rate +3%
Signature Loan Up to 60 Months 10.00% to 22.00%**
Credit Cards Revolving 6.90% to

*APR = Annual Percentage Rate. Rates subject to change at any time. Please call to obtain current rate information. Rate includes a .25% discount for Automatic payment from your UCSCU account. Certain conditions and restrictions apply. Final rate is based on credit worthiness and term of the loan. Maximum vehicle loan financing includes tax, title, license, Mechanical Repair Coverage, Credit Life and Disability Insurance. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice.

**No annual fee. Twenty-five day grace period on all purchases. No Cash advance fee. Minimum payment is 2.5% of outstanding balance or $25 Maximum Credit Line is $20,000.

Direct (888) FOR-MYCU | (888) 367-6928