Boost Your Savings
Limited-Time Certificate Offer
Looking for a smarter way to grow your savings? For a limited time, take advantage of our special 7-Month Certificate offering a competitive 3.50% APY* with added flexibility.
Unlike traditional certificates, this special allows deposits and withdrawals without penalty, giving you greater access to your funds while still earning more on your savings.
3.50% APY* for 7 months
$500 Minimum Deposit (new money** only)
Offer Highlights:
- No penalty for deposits or withdrawals
- Offer ends July 31, 2026
Whether you’re setting aside funds for upcoming expenses or simply looking to maximize your savings potential, this limited-time certificate special is a great opportunity to earn more while maintaining flexibility.
Give your savings the summer boost it deserves! Open an account online now! If you have questions or need more information, give us a call at (888) FOR-MYCU or send us a message.
APY = Annual Percentage Yield. Minimum opening deposit of $500 required. *Offer valid on new money only, defined as funds not currently on deposit with the credit union within the last 30 days. Offer available from 05/01/26 through 07/31/26. Upon maturity, certificate will automatically renew into a regular 6-month certificate at the prevailing rate unless otherwise directed. Other restrictions may apply.
Summer Skip-A-Pay
Take advantage of Skip-A-Pay* from Universal City Studios CU and have extra cash on hand! Simply fill out the form below, and for just $30 per loan you can skip your loan payment for one month only! Please note this offer is good for consumer loans only. For more information, give us a call at (888) FOR-MYCU.
*Offer valid to members in good standing. No delinquent accounts within the last 24 months. Subject loan must be current. Skip-A-Pay amends the specified loan agreement between UCSCU and the Borrower. Minimum required six month of payment history on the loan. Payment “skips” cannot be used for UCSCU home loans, home equity loans or line-of-credit accounts.
Give Back & Get More
Help local students start strong—and enjoy a limited-time member reward for doing it.
Donate school supplies between June 1 and September 30, 2026, and you may qualify for one of these special offers*:
- 25% Rate Increase on any new or renewing Share Certificate
- 25% Rate Discount on qualifying consumer loans
Your donation helps local schools and nonprofit partners—and rewards you with more! Make an impact in your community and in your wallet.
Questions? Call us at (888) 367-6928 for more information!
*Donation must be made during the promotional period to qualify for rate incentives. A minimum donation value of $25 in qualifying school supplies is required to be eligible for the promotional incentives. Members participating through the Amazon Wishlist must include their full name in the gift message or purchase details so UCSCU may verify eligibility. **Offer excludes credit cards and all real estate loans. Loan amount and terms subject to approval; your rate may be different depending on loan amount, term, credit score and other factors. Your rate will be disclosed prior to funding. Rates are subject to change.
Drive Yourself to a Lower Rate
We love helping our members save money! If you have an auto loan with another financial institution, move your loan to UCSCU and save a minimum of 1% off your approved loan rate—guaranteed!
Want to Save Even More?
We can help you save up to an additional 1% off your approved rate when you satisfy any or all of the rate discount qualifiers below.
Rate Discount Qualifiers
- Automatic payments from your UCSCU checking or savings account
- Eco-friendly vehicle (hybrid or electric)
- Must have a UCSCU Checking Account with a Debit Card
- Download and register for the Reel Mobile Teller App + sign up for E-Statements
Save Up To 2%* off your approved rate!
Each Qualifier is worth .25% off your approved loan rate, so with all combined discounts, you could earn up to 2% off your approved rate—apply now!
Apply online now! If you have questions or need more information, give us a call at (888) FOR-MYCU or send us a message.
*APR = Annual Percentage Rate. Limited to New/Used vehicles not currently financed with UCSCU and is open to all new and existing Members of the Credit Union. One percent (1%) off the current auto loan rate, with no additional steps required. Written/documented proof of current rate is required. No expiration date and is effective beginning 06/01/2024. Loans funded under this program do not qualify for any other promotions, pricing adjustments, and/or discounts. Must be a qualifying loan from another financial institution, dealership or finance company. Automatic payment options and no pre-payment penalties. Applicant must qualify for loan. Rates and terms are subject to change and may vary based on the loan term, vehicle model year, and your credit history. Refinancing is for remaining term of the existing loans. Subject to KBB valuation and current underwriting guidelines. Some restrictions may apply. Interest rates are set by the Board of Directors are subject to change. See credit union for full details.
UCSCU Red Carpet Rewards
Find out how rewarding life can be! Join our rewards program and earn points for all your purchases, big and small! From groceries to fuel to utility bills, your everyday purchases will really pay off!
