Visa Pre-Approval
Say Goodbye to Rising Rates...and Hello to Smarter Spending
With a UCSCU Platinum Visa® Credit Card, you’ll enjoy a better way to manage your finances—ideal for everyday purchases or consolidating high-interest debt into one low-rate card.
Limited-Time Offer
- 90% APR on All Balance Transfers
- NO Fees — Now through December 31, 2026!*
You May Already Be Pre-Approved
It’s the perfect time to simplify, save, and take control of your financial future.
Apply today and start saving with UCSCU!
*APR=Annual Percentage Rate. No fees on balance transfers till 12/31/2026. Certain conditions and restrictions apply; your rate may be higher. Final rate is based on creditworthiness and terms of the loan. Offer expires December 31, 2026.
TO STOP RECEIVING “PRE-SCREENED” OFFERS OF CREDIT FROM THIS & OTHER COMPANIES, CALL TOLL FREE (888) 567-8688. SEE PRESCREEN & OPT-OUT NOTICE BELOW FOR MORE INFORMATION ABOUT PRESCREENED OFFERS.
PRESCREEN & OPT-OUT NOTICE: This prescreened offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria (including providing acceptable property as collateral). If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free, (888) 567-8688; or write: Experian Target Marketing, P.O. Box 919, Allen, TX 75013-0919; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion Corporation, Attn: Marketing Opt Out, P.O. Box 97328, Jackson, MS 39288-7328.
Drive Yourself to a Lower Rate
We love helping our members save money! If you have an auto loan with another financial institution, move your loan to UCSCU and save a minimum of 1% off your approved loan rate—guaranteed!
Want to Save Even More?
We can help you save up to an additional 1% off your approved rate when you satisfy any or all of the rate discount qualifiers below.
Rate Discount Qualifiers
- Automatic payments from your UCSCU checking or savings account
- Eco-friendly vehicle (hybrid or electric)
- Must have a UCSCU Checking Account with a Debit Card
- Download and register for the Reel Mobile Teller App + sign up for E-Statements
Save Up To 2%* off your approved rate!
Each Qualifier is worth .25% off your approved loan rate, so with all combined discounts, you could earn up to 2% off your approved rate—apply now!
Apply online now! If you have questions or need more information, give us a call at (888) FOR-MYCU or send us a message.
*APR = Annual Percentage Rate. Limited to New/Used vehicles not currently financed with UCSCU and is open to all new and existing Members of the Credit Union. One percent (1%) off the current auto loan rate, with no additional steps required. Written/documented proof of current rate is required. No expiration date and is effective beginning 06/01/2024. Loans funded under this program do not qualify for any other promotions, pricing adjustments, and/or discounts. Must be a qualifying loan from another financial institution, dealership or finance company. Automatic payment options and no pre-payment penalties. Applicant must qualify for loan. Rates and terms are subject to change and may vary based on the loan term, vehicle model year, and your credit history. Refinancing is for remaining term of the existing loans. Subject to KBB valuation and current underwriting guidelines. Some restrictions may apply. Interest rates are set by the Board of Directors are subject to change. See credit union for full details.
UCSCU Red Carpet Rewards
Find out how rewarding life can be! Join our rewards program and earn points for all your purchases, big and small! From groceries to fuel to utility bills, your everyday purchases will really pay off!
