Vehicle Loans

Automobiles, Trucks & Vans

  • Up to 120% financing of Purchase Price or Retail Kelly Blue Book
  • New—Up to 84 months / Used—Up to 72 months
  • Rates as low as 1.74% APR*
  • Financing includes tax, title, license, Mechanical Repair Coverage, GAP Insurance, Credit Life and Disability Insurance

Auto Buying Service
Want to the avoid hassle car shopping? Take advantage of our convenient auto buying service. Whether you're looking for a new or used car, AutoAlliance can arrange a great deal for you. No hard sell tactics. No pressure. No games.

To find out more, call (800) 568-9550 or visit the AutoAlliance website. Members must get pre-approved first.

Apply Now!

Recreational Vehicles (RV's) & Boats

  • New or Used
  • Up to 144 months

Motorcycles, ATV's & Watercrafts

  • New or Used
  • Up to 144 months

Apply Now!

Mechanical Breakdown Protection
MBP provides protection against mechanical breakdowns above and beyond the original manufacturer's warranty.

Learn More

Guaranteed Asset Protection
GAP covers the deficiency balance on your loan in the event of a total loss.

Learn More

*As low as 1.74% APR (Annual Percentage Rate) is our best auto loan rate on approved credit on New Vehicle purchases. Rate includes a .50% discount for a maximum 36-month term, and also includes a .25% discount for automatic payment from your UCSCU account. Rate subject to increase if automatic payment is discontinued. Conditions and restrictions apply. Final rate is based on credit worthiness and loan term. Maximum vehicle loan financing includes tax, title, license, Mechanical Repair Coverage, Credit Life and Disability Insurance. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice.

Note: Rates for all vehicle loans are based on the year of the vehicle. Certain conditions and restrictions apply; your rate may be higher. Final rate is based on creditworthiness and term of the loan.

Maximum vehicle loan financing includes tax, title, license, Mechanical Repair Coverage, GAP Insurance, Credit life and disability insurance. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and are determined by a managed risk program. All rates and terms are subject to change without notice.

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