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Empowering Financial Solutions
Get more from your auto loan—finance up to 120% of the purchase price or Kelly Blue Book retail value and hit the road with ease!
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Extended Terms
Enjoy up to 84-month terms on new vehicles and up to 72 months on used, making ownership more affordable and within reach.
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Affordable Rates
Benefit from competitive rates starting as low as 5.00% APR*—enjoy competitive financing that keeps your monthly payments low and your budget on track!
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Comprehensive Financing
Get more with your financing—cover tax, title, license, plus optional protections like Mechanical Repair Coverage, GAP Insurance, and Credit Life & Disability Insurance for peace of mind every mile.
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Hybrid/Electric Vehicle Loan Discount
Go green and save even more—get an extra 0.25% off your low rate when you finance a hybrid or electric vehicle!
Stress-Free Car Shopping Starts Here
Skip the dealership drama and let us do the legwork for you! With our Auto Buying Service through AutoAlliance, you can shop smarter—not harder. Whether you're in the market for a brand-new ride or a reliable used vehicle, AutoAlliance will help you find the right car at the right price—without the pressure, sales tactics, or runaround.
Enjoy a hassle-free experience, expert guidance, and exclusive member deals—all while we negotiate on your behalf.
To find out more, call (800) 568-9550 or visit the AutoAlliance website. Just be sure to get pre-approved through UCSCU first!
Find your perfect loan
For great adventures:
RV's & Boats
- • Financing for new or used
- • Flexible terms up to 144 months
Motorcycles, ATV's &
Watercraft
- • Financing for new or used
- • Flexible terms up to 60 months
Cars, Trucks &
SUVs
- • Financing for new or used
- • Flexible terms up to 84 months new or up to 72 months used
Protection for your vehicles
Mechanical Breakdown Protection
MBP provides protection against mechanical breackdowns above and beyond the original manufacturer's warranty
Learn More about Mechanical Breakdown ProtectionGuaranteed Asset Protection
GAP covers the deficiency balance on your loan in the event of a total loss.
Learn More about Guaranteed Asset Protection*As low as 5.00% APR (Annual Percentage Rate) is our best auto loan rate on approved credit on New Vehicle purchases. Rate includes a .50% discount for a maximum 36-month term, and also includes a .25% discount for automatic payment from your UCSCU account. Rate subject to increase if automatic payment is discontinued. Conditions and restrictions apply. Final rate is based on credit worthiness and loan term. Maximum vehicle loan financing includes tax, title, license, Mechanical Repair Coverage, Credit Life and Disability Insurance. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice.
Note: Rates for all vehicle loans are based on the year of the vehicle. Certain conditions and restrictions apply; your rate may be higher. Final rate is based on creditworthiness and term of the loan.
Maximum vehicle loan financing includes tax, title, license, Mechanical Repair Coverage, GAP Insurance, Credit life and disability insurance. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and are determined by a managed risk program. All rates and terms are subject to change without notice.
