We offers loans for every need and purpose. And, competitive rates, flexible options and outstanding service are all included. There are no application fees and no obligation; so when you find the right loan, go ahead and apply!

Our personal loans are perfect for helping you make a big purchase, finance an education, or take your dream vacation. You may borrow up to $15,000 with our competitive rates and fixed payment plans.

Apply Now!

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

  • 3Q24 Drive Yourself to Lower Rate

    Drive Yourself to a Lower Rate!

    Refinance your auto loan and save up to 2%*!

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  • Visa Pre-Approval

    You May Be Pre-Approved!

    Pocket a great rate! PLUS! Enjoy 6.90% APR* with NO FEES on balance transfers! Limited time only!

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  • Visa Pre-Approval

    DoubleCheck Coming Soon!

    The information you need. The control you deserve

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  • Scale Up Rewards Certificate Special

    Scale-Up Rewards

    Earn 5.25% APY* with our 11-month certificate special!

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  • 3Q24 HELOC

    Transform Your Home!

    Fund your remodel with a HELOC!

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  • Visa Credit Cards

    Get to the Finish Line Faster! 

    Exclusive Balance Transfer Offer For Visa Cardholders!

  • Online Membership Application

    Join Us and Bank With The Stars!

    Online Membership Application Now Available!

  • Zelle A fast and easy way to send money right from your account.

    Send and Receive Money with Zelle®

    A fast and easy way to send money right from your account.

  • Red Carpet Rewards

    What Rewards Will You Choose?

  • Kung Fu Panda
  • Universal City Studios was rated 5 stars by Bauer and deemed  One of the strongest financial institutions in the nation for 2019
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