Regular Share (Savings)

Requires a minimum balance of $5 to open, plus a membership fee of $1, is necessary in order to open any other account at the credit union. Balances of $100 and over will earn a competitive interest rate, which is compounded and paid quarterly on the average daily balance.

Certificates

Earn a high interest rate by saving your money in a Share Certificate. Terms range from 90 days to 3 years - all with competitive market rates.

  • $500 minimum to open
  • No maximum balance
  • Rates vary depending upon the term and amount deposited.

IRA Share

We offer Traditional, Roth and Educational IRA accounts to meet your financial savings needs. All IRA accounts are available for 1 to 3 year terms at competitive market rates.

  • $500 minimum to open
  • Interest is compounded and paid quarterly
  • Rates vary depending upon the term and amount deposited

Holiday Club

Start saving for the holidays by opening a Holiday Club account and earning a higher interest rate than a regular savings account. Funds will be transferred to a credit union checking or savings account or a check for deposited funds and earned dividends can be mailed to members upon request when the account matures in November.

Become a Member Today!

Become a member

With a one-time membership fee of $1 and a $5 initial deposit, you can open a UCSCU savings account—and become a member for life even if you change jobs, retire or move out of the area.

Become a Member today

  • Certificate Special

    S'more Savings!

    Take advantage of our 13-Month Certificate Special and earn 4.75% APY* 

    Learn more

  • Auto Pre-Approval

    You May Be Pre-Approved!

    For a vehicle loan!

    Learn more

  • Online Membership Application

    Join Us and Bank With The Stars!

    Online Membership Application Now Available!

  • Zelle A fast and easy way to send money right from your account.

    Send and Receive Money with Zelle®

    A fast and easy way to send money right from your account.

  • Red Carpet Rewards

    What Rewards Will You Choose?

  • Trolls Band Together Movie
  • Universal City Studios was rated 5 stars by Bauer and deemed  One of the strongest financial institutions in the nation for 2019
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