| New Auto|| 1.99% APR*|
| Celebrity Visa|| 6.90% APR*|
| 12-Month Share Cert.||0.50% APY**|
| 24-Month Share Cert.||0.70% APY**|
| 36-Month Share Cert.||0.90% APY**|
* Final rate is based on credit
worthiness & term of the loan
|**Annual Percentage Yield|
Expand your financial power with a loan. As a member you receive below market rates and flexible terms help you enjoy loans of every kind—including, vehicle, real estate, personal, and student loans.
Click here to apply for a loan online.
Automobiles, Trucks & Vans
- Up to 120% financing of Purchase Price or Retail Kelly Blue Book
- New—Up to 84 months / Used—Up to 72 months
- Financing includes tax, title, license, Mechanical Repair Coverage, GAP Insurance, Credit Life and Disability Insurance
Auto Buying Service
Want the avoid hassle car shopping? Take advantage of our convenient auto buying service. Whether you’re looking for a new or used car, AutoAlliance can arrange a great deal for you. No hard sell tactics. No pressure. No games. To find out more, call (800) 568-9550 or visit their website at http://www.autoalliance.net/ . Members must get pre-approved first.
Recreational Vehicles (RV’s) & Boats
- New or Used
- Up to 144 months
Motorcycles, ATV’s & Watercrafts
- New or Used
- Up to 144 months
Note: Rates for all vehicle loans are based on the year of the vehicle. Certain conditions and restrictions apply; your rate may be higher. Final rate is based on creditworthiness and term of the loan.
Maximum vehicle loan financing includes tax, title, license, Mechanical Repair Coverage, GAP Insurance, Credit life and disability insurance. Not all members will receive the lowest interest rate. Rates, terms and loan amounts are based on approved credit and are determined by a managed risk program. All rates and terms are subject to change without notice.
In the market to purchase a new home? Looking to refinance your mortgage? UCSCU offers a wide range of home loan products to fit your needs.
Helpful Information about the Mortgage Loan Process:
Our complete line of competitive rate credit cards make it easy to select the card that best fits your purchasing and payment needs.
| ||Visa Classic||Visa Platinum||Visa Celebrity|
|**Default Rate||18% ||18% ||18% |
|Features||•Worldwide acceptance at more than 28 million|
•Free Internet Branch online account access
•$250,000 Travel Accident Insurance
•Auto Rental Insurance
|2.5% of outstanding balance or $25, whichever is greater|
•Automatic payments from an eligible UCSCU account
*Rate differential based on credit score.
**Default rate effective if payment not received within 60 days of payment due date.
Our personal loans are perfect for helping you make a big purchase, finance an education, or take your dream vacation. You may borrow up to $15,000 with our competitive rates and fixed payment plans.
Want to borrow at a lower interest rate? Secured loans enable you to use your savings or other investments as collateral. Secured loans do not require credit approval.
Share Secured Loan
Borrow against your Prime Shares for 3% APR over the dividend rate for up to 5 years financing.
Certificate Secured Loan
Borrow against your Certificate for 3% APR over your Certificate Rate for the term of the Certificate.