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Deposit Products
Share (savings), Share Drafts (checking), Money
Funds, Certificates, Individual Retirement Accounts and Holiday Club
Accounts.
SAVINGS
We offer a range
of share (savings) products designed to meet a variety of member
needs. You’ll have access to your money while earning competitive
rates. Interest is compounded daily so your money will grow faster.
Regular Share
Account
A share (savings)
account is required for UCSCU membership. There is a minimum
balance of $5 to open, plus the membership fee of $1. Balances of
$100 and over will earn a competitive interest rate, which is
compounded and paid quarterly on the average daily balance.
IRA Share
Build your
retirement savings a little at a time with a minimum contribution of
only $25. You can contribute any time you wish, up to your yearly
IRA limit. Use our automatic transfer service to easily schedule
monthly contributions.
Holiday Club
Start saving for the holidays by
opening a Holiday Club account and earning a higher interest rate
than a regular savings account. Funds will be transferred to a
credit union checking account or a check for deposited funds and
earned dividends can be mailed to members upon request when the
account matures in November. |
