SAVINGS
Regular Share (Savings)
Requires a minimum balance of $5 to open, plus a membership fee of $1, is necessary in order to open any other account at the credit union. Balances of $100 and over will earn a competitive interest rate, which is compounded and paid quarterly on the average daily balance.
Certificates
Earn a high interest rate by saving your money in a Share Certificate. Terms range from 90 days to 3 years - all with competitive market rates.
- $500 minimum to open
- No maximum balance
- Rates vary depending upon the term and amount deposited.
IRA Share
We offer Traditional, Roth and Educational IRA accounts to meet your financial savings needs. All IRA accounts are available for 1 to 3 year terms at competitive market rates.
- $500 minimum to open
- Interest is compounded and paid quarterly
- Rates vary depending upon the term and amount deposited
Holiday Club
Start saving for the holidays by opening a Holiday Club account and earning a higher interest rate than a regular savings account. Funds will be transferred to a credit union checking account or a check for deposited funds and earned dividends can be mailed to members upon request when the account matures in November.
CHECKING
Share Draft (Checking)
A share draft (checking) account is more than just a way to pay your bills. Use it as a means to organize your finances. Enjoy our features like online banking & bill pay, plus the convenience of overdraft protection, and ATM access to over 25,000 CO-OP ATMs nationwide.
Prestige Share Draft:
- $25 minimum deposit to open
- Free (no monthly Share Draft or ATM fee) with Direct Deposit or Payroll Deduction
- No minimum balance requirement
- No interest earned
Interest Earning Share Draft:
- $25 minimum deposit to open
- $5 monthly fee
- Minimum balance of $100 is required to earn interest
- Interest is compounded and paid monthly on the average daily balance.
No Check Checking:
- $100 minimum deposit to open
- No monthly service fee
- Visa Debit card
- Free (no monthly Share Draft or ATM fee)
Money Market
Money Funds accounts earn higher dividends than our regular savings accounts by maintaining a minimum balance.
Money Fund 5:
- $2,500 minimum to open
- Interest compounded and paid monthly on the average daily balance
Money Fund 9:
- $10,000 minimum to open
- Interest compounded and paid quarterly on the average daily balance
